Personal Loans

Reduce monthly payments with a low cost personal loan

If you are reading this, the chances are you are having financial problems and are looking for a way to solve them. There are various options open to you. One of them is to take out a low cost secured personal loan. You can use the money to pay off your credit cards, unsecured personal loans and other HP, and replace them with one low monthly payment.

This website gives you the opportunity to find out exactly how much a personal loan would save you, dependant on your individual circumstances. We can help if you have CCJs, arrears or defaults, or if you are self employed, with or without accounts.
Click here for a quote

How much is a personal loan ?

low cost personal loansWe deal with many lenders, all with different criteria. Some will accept applicants with a history of credit problems, such as CCJs, arrears or defaults; others will lend more than the value of your property; others will offer loans to people who can't prove their income. Whatever your circumstances, we are sure we will be able to find a lender that will offer you a loan, even if you have been turned down elsewhere.

To find out how much you could save, go to our online personal loan calculator, and list all the credit you want to pay off. It will ask for the amount owed and your monthly payment. When you click the calculate button, we will be able to show you how much your outgoings could reduce - or try our quick loan calculator below.

If you prefer a personal quotation, where we can check which would be the best lender for your circumstances, click apply online.

A secured loan is a great way of raising money, whatever it is you want to do; whether to pay off expensive unsecured credit, make home improvements, buy a car or even take a holiday. After talking through your requirements, your personal adviser will evaluate a wide range of products from a number of lenders before recommending the ideal one for you.

Don’t forget, we can help whether you’re

  • employed
  • self-employed
  • have no proof of income
  • have a less than perfect credit history

 

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan for your individual circumstances, and we will do everything we can to get your loan paid out as quickly as possible. Click here for a personal quotation

For an exact cost for your requirements, complete our enquiry form or if you want to ask any questions now - click the Live Chat link above

Personal loans with credit problems

There are a number of reputable financial institutions who offer competitive rates and terms on personal loans regardless of past credit problems, so now a low cost, low interest rate personal loan is available to you to pay off high interest rate credit cards, store cards, HP and unsecured loans.  Fortunately, because of our long and successful business relationships with many lenders, we can successfully arrange finance for clients with CCJ's, defaults and mortgage arrears.

Looking for a personal loan for debt consolidation, even with a poor credit history?

Debt consolidation loans can be used to pay off debts incurred on credit cards, personal loans or just about any other unpaid bill you may need to consolidate with a new loan to cover all your existing debts.  As these loans combine all your debts payments, they often provide you with a lower monthly payment, as well as better interest rates. We offer a variety of options with debt consolidation loans including applications for homeowners and those with ccj's, arrears, defaults or poor credit.

Personal Loans even with no equity

We now have a choice of lenders who will lend up to £60,000 on a personal loan, even if the personal loan and existing mortgage total up to 125% of the property value. The interest rates are very competitive and terms go up to 25 years.

All loan applications will be treated confidentially.  You will never pay any up front fees or be charged for cancelling an application.
Typical loan rate is 10.9% APR variable

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

You can call us on
0161 265 3420

Enquiry Form

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