All loan applications will be treated confidentially. You will never pay any up front fees or be charged for cancelling an application.

Representative example: £300 loan repayable over 52 weeks
52 weekly payments of £10.50
Rate of interest 82.0% p.a. fixed;
Representative 272.2%APR
Total Amount Payable is £546

What is Representative APR? How does this affect me?  From the 1st February 2011 any business that offers loans or products on credit has to change the way they show their APR. It is no longer described as a Typical APR but as a Representative APR. 

What is the rate of interest? The rate of interest has no effect on the price of our loans or your weekly repayments, instead it acts as a useful tool for comparing products from one lender to those from another. The rate of interest shows you what the loan would cost, expressed as a percentage of the amount borrowed, if you borrowed the money for one year. For our loans this amount includes the cost of arranging your loan, the interest charge for the money lent, the charge for the weekly collections at your home and the cost of providing a guarantee that you will not face extra charges. The rate of interest is added on an annual basis and is displayed as a fixed percentage.