Your questions answered and information on secured personal loans. How long does it take to arrange ? How quickly will I get my money? Are there any up front fees? How long does it take to arrange? What happens if I change my mind? What happens if I move home? What are the redemption penalties if I repay the loan early? Got a question? Click the link to see the answer

How long does it take to arrange?

How quickly will I get my money?

Loans under £25,000 are regulated by the Consumer Credit Act. On these amounts you will be given an 8 day consideration period before your agreement is posted to you to sign. Loans above £25,000 have no consideration period. 

In either case we often need a valuation to be carried out on your property and a reference to be sent to your existing mortgage company (we will pay for both of these). 

Once all the documents are signed, the valuation report and lenders reference returned, your loan will be submitted to pay out. 

Most Banks will phone you prior to payout, to introduce themselves and ask a couple of security questions. Then the cheque is posted to you.

It can take between 10 to  21 days on average from application to completion.

If you want to get an idea of how much a low cost personal loan could save you, click  Online Calculator.

Personal loans from CF Loans.  Reduce outgoings 
                  with a low cost secured loan
CF Loans are introducers to specialist finance brokers who5 have built up an enviable range of contacts with many banks, building societies and financial institutions. We can help you find the most competitive secured loan


For a specific quote for your own circumstances, click Personal Quotation. We will normally be able to get back to you within 24 hours. REMEMBER you are NOT under any obligation to accept any terms offered to you

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan for your individual circumstances, and we will do everything we can to get your loan paid out as quickly as possible. Click here for a personal quotation

All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an application.

REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT