Personal Loans
Reduce monthly payments with a low cost personal loan
If you are reading this, the chances are you are having financial problems and are looking for a way to solve them. There are various options open to you. One of them is to take out a low cost secured personal loan. You can use the money to pay off your credit cards, unsecured personal loans and other HP, and replace them with one low monthly payment.
This website gives you the opportunity to find out exactly how much a personal
loan would save you, dependant on your individual circumstances. We can help if
you have CCJs, arrears or defaults, or if you are
self employed, with or without accounts.
Click here for a quote
How much is a personal loan ?
We deal with many lenders, all with different criteria. Some will accept applicants with a history of credit problems,
such as CCJs, arrears or defaults; others will lend more than the value of your property; others will offer loans to people who can't prove their income.
Whatever your circumstances, we are sure we will be able to find a lender that will offer you a loan, even if you have been turned down elsewhere.
To find out how much you could save, complete the form on the right or click Apply Now and we will be able to show you how much your outgoings could reduce - or if you need a loan for £500 or less, click here.
If you prefer a personal quotation, where we can check which would be the best lender for your circumstances, click apply online.
A secured loan is a great way of raising money, whatever it is you want to do; whether to pay off expensive unsecured credit, make home improvements, buy a car or even take a holiday. After talking through your requirements, your personal adviser will evaluate a wide range of products from a number of lenders before recommending the ideal one for you.
Don’t forget, we can help whether you’re
- employed
- self-employed
- have no proof of income
- have a less than perfect credit history
This is the bottom line. As a company, we only get paid if we successfully get your loan paid out.
We will endeavour to find the most suitable loan for your individual circumstances,
and we will do everything we can to get your loan paid out as quickly as possible.
Click here for a personal quotation
For an exact cost for your requirements, complete our enquiry form
Personal loans with credit problems
There are a number of reputable financial institutions who offer competitive
rates and terms on personal loans regardless of past credit problems, so now a
low cost, low interest rate personal loan is available to you to pay off high
interest rate credit cards, store cards, HP and unsecured loans.
Fortunately, because of our long and successful business relationships with many
lenders, we can successfully arrange finance for clients with CCJ's, defaults
and mortgage arrears.
NEW - we can now offer small cash loans for up to £500, even if
- You have CCJs or poor credit history
- You’ve been turned down for a loan before
- You are renting or living with family
- You are unemployed or on benefits
- You don’t have a bank account
Looking for a personal loan for debt consolidation, even with a poor credit history?
Debt consolidation loans can be used to pay off debts incurred on credit cards,
personal loans or just about any other unpaid bill you may need to consolidate
with a new loan to cover all your existing debts. As these loans combine all
your debts payments, they often provide you with a lower monthly payment, as
well as better interest rates. We offer a variety of options with debt
consolidation loans including applications for homeowners and those with ccj's,
arrears, defaults or poor credit.
All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an
application.
Typical loan rate is
13.67% APR variable
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR
HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.