Your questions answered and information on secured personal loans. Can I make extra payments or over pay? Are there any up front fees? How long does it take to arrange? What happens if I change my mind? What happens if I move home? How do I know you will get me the best deal? What are the redemption penalties if I repay the loan early? Got a question? Click the link to see the answer

Can I make extra payments?

Can I over pay if I have spare cash?

Some lenders will allow this - others don't. 

If you think you may wish to make additional payments over and above your chosen repayment, please tell us in advance so we can arrange the loan with a bank who accepts this. 

You will normally pay by direct debit but a "paying in book" will be posted to you upon completion for your extra payments. This way you can keep a record of the extra amounts you pay. Because the interest is charged on a monthly reducing balance, the overpayments made will dramatically reduce the term of your loan.

Statements are available at anytime by request to show all transactions.

If you want to get an idea of how much a low cost personal loan could save you, click  Online Calculator. 

For a specific quote for your own circumstances, click Personal Quotation

We will normally be able to get back to you within 24 hours. REMEMBER you are NOT under any obligation to accept any terms offered to you

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We aim to find the most suitable loan for your circumstances, and we do everything we can to get your loan paid out as quickly as possible. Click here for a personal quotation

Personal loans from CF Loans.  Reduce outgoings 
                  with a low cost secured loan
CF Loans have relationships with finance brokers who have built up an enviable range of contacts with many banks, building societies and financial institutions. We can help you find the most competitive secured loan

 All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an application.

REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT