Your questions answered and information on secured personal loans. Should I tell you about credit problems and what the money is for? Are there any up front fees? How long does it take to arrange? What happens if I change my mind? What happens if I move home? What are the redemption penalties if I repay the loan early? Got a question? Click the link to see the answer

What should I tell you?

Should I tell you about my arrears and credit problems?

Yes, remember we are your broker not the lender. Always tell us everything good and bad.  It usually comes out in the end and this may result in time being lost. 

There is a loan plan for everyone but please tell us the facts about past credit problems as early as possible and let us decide what to present to the banks.

Should I tell you what the money is really for?

You could be buying Shares in a "dot-com" company, paying off gambling debts, starting a business or paying for a 30 foot high statue of Elvis Presley to be erected in the garden - it doesn't matter to us, but it may matter to the bank you borrow from. 

We don't want to get to completion and the bank we put it with rejects the application at the last minute if it falls outside of their criteria

Remember - we are your broker. You must tell us everything good and bad and we will decide which lender to use and advise you how to present your application.

Personal loans from CF Loans. Reduce outgoings with a low cost secured loan
CF Loans have relationships with finance brokers who have built up an enviable range of contacts with many banks, building societies and financial institutions. We can help you find the most competitive secured loan


If you want to get an idea of how much a low cost personal loan could save you, click  Online Calculator. 

For a specific quote for your own circumstances, click Personal Quotation. We will normally be able to get back to you within 24 hours. REMEMBER you are NOT under any obligation to accept any terms offered to you

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan for your individual circumstances, and we will do everything we can to get your loan paid out as quickly as possible. Click here for a personal quotation

All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an application.

REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT