Your questions answered and information on secured personal loans. Which banks and lenders do you use? Are there any up front fees? How long does it take to arrange? What happens if I change my mind? What happens if I move home? How do I know you will get me the best deal? What are the redemption penalties if I repay the loan early? Got a question? Click the link to see the answer

Banks and lenders

Which banks and lenders do we use?

There are 12 main secured loan providers in the UK. 

Most of these are Banks or Finance Houses owned by other major Banks. Some have a network of related branches and others simply one large office based operation. 

They are all long established reputable companies and all offer a selection of rates and terms usually priced to risk. 

Most will not deal direct with the consumer and only accept applications via brokers. They do not offer any special rates to individual brokers; we all offer the same terms. 

There are approximately 50 national brokers just like us who market themselves through the press and on the web for secured loans. 

We are usually paid a commission for arranging your loan. This is on completion only. Although we may have paid out two or three hundred pounds in costs trying to obtain a loan for you, we will not charge you anything if we fail to complete the loan.

Personal loans from CF Loans.  Reduce outgoings 
                  with a low cost secured loan
CF Loans have relationships with finance brokers who have built up an enviable range of contacts with many banks, building societies and financial institutions. We can help you find the most competitive secured loan

If you want to get an idea of your potential saving by taking out a loan, click  Online Calculator. 

For a specific quote for your own circumstances, click Personal Quotation. We will normally be able to get back to you within 24 hours. REMEMBER you are NOT under any obligation to accept any terms offered to you

This is the bottom line. As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan for your individual circumstances, and we will do everything we can to get your loan paid out as quickly as possible. Click here for a personal quotation

All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an application.

REMEMBER YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT